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Privacy Policy

This privacy statement ('Privacy Policy') refers and covers the website www.drjermov.com, owned and operated by Dr Jermov, LLC. ('Dr Jermov', 'we', 'us', 'our'). Dr Jermov understands that you take your privacy of personal and or business information seriously and so do we. Please read the following to learn more about our privacy policy. By visiting the Dr Jermov website, submitting information or using any of our products or services, you are accepting the practices outlined in this Privacy Policy.

What Does This Privacy Policy Cover?

This Privacy Policy covers Dr Jermov’s treatment of personal information that Dr Jermov gathers when you are on Dr Jermov's website and when you use Dr Jermov's services. Also, this Privacy Policy covers Dr Jermov treatment of any personal information that Dr Jermov's business partners share with Dr Jermov. This Privacy Policy does not apply to the practices of third parties that Dr Jermov does not own or control, or to individuals that Dr Jermov does not employ or manage.

Information Dr Jermov Collects and How We Use It

We offer a number of services that do not require you to register as a member or provide any personal information to us, such as voting. In order to provide our full range of services, we may collect the following types of information:

Information you (the user) provides

When you sign up for a Dr Jermov or other Dr Jermov service that requires registration, we ask you for personal information (such as your name, email address and an account password). We may combine the information you submit under your account with information from other Dr Jermov services or third parties in order to provide you with a better experience and to improve the quality of our services. For certain services, we may give you the opportunity to opt out of combining such information.

Dr Jermov cookies

When you visit Dr Jermov, we send one or more cookies - a small file containing a string of characters - to your computer that uniquely identifies your browser. We use cookies to improve the quality of our service by storing user preferences and tracking user trends, such as how people vote or rate topics. Most browsers are initially set up to accept cookies, but you can reset your browser to refuse all cookies or to indicate when a cookie is being sent. However, some Dr Jermov features and services may not function properly if your cookies are disabled.

Log information

When you use Dr Jermov services, our servers automatically record information that your browser sends whenever you visit a website. These logs may include information such as your web request, Internet Protocol address, browser type, browser language, the date and time of your request and one or more cookies that may uniquely identify your browser.

User communications

When you send email or other communication to Dr Jermov, we may retain those communications in order to process your inquiries, respond to your requests and improve our services.

Affiliated sites

We offer some of our services in connection with other web sites. Personal information that you provide to those sites may be sent to Dr Jermov in order to deliver the service. We process such information in accordance with this Policy. The affiliated sites may have different privacy practices and we encourage you to read their privacy policies.


Dr Jermov may present links in a format that enables us to keep track of whether these links have been followed. We use this information to improve the quality of our search technology, customized content and advertising.

Other Sites

This Privacy Policy applies to web sites and services that are owned and operated by Dr Jermov. These other sites may place their own cookies or other files on your computer, collect data or solicit personal information from you.

Will Dr Jermov Share Any of the Information it Receives?

We neither rent nor sell your personal information to anyone. We share your personal information only with your consent or to the business partners and affiliates as described below:

Affiliated Business We Do Not Control

We are affiliated with a variety of businesses and work closely with them. You can easily recognize when an affiliated business is associated with your transaction. We will only share personal information that is necessary for the affiliate to complete the transaction. We require our affiliates to provide the same level of privacy protection that we do and they do not have the right to share or use personal information for any purpose other than for an authorized transaction.


Our personnel (including, for the avoidance of doubt, consultants and/or contractors) may have access to user information while carrying out their duties in the normal course of our company business.

Business Transfers

In some cases, we may choose to buy or sell assets. In these types of transactions, customer information is typically one of the business assets that is transferred. Moreover, if Dr Jermov, or substantially all of its assets, were acquired, customer information would be one of the assets that is transferred or acquired by a third party.

Protection of Dr Jermov and Others

We may release personal information when we believe in good faith that release is necessary to comply with that law; enforce or apply our Terms of Use and other agreements; or protect the rights, property, or safety of Dr Jermov, our employees, our customers, or others. This includes exchanging information with other companies and organizations for fraud protection and credit risk reduction.

Is Information About Me Secure?

• Your Dr Jermov account information is protected by a password for your privacy and security. You need to work to protect against unauthorized access to your password and to your computer by logging off once you have finished using a shared computer.

• Only Dr Jermov employees who need personal information to perform a specific job (for example, a technical support representative) are granted access to it. All of our employees are kept up to date on our privacy and security practices.

What Information Can I Access?

You can access your personal information on our website and correct, amend, or delete information that is inaccurate by updating your profile under the 'Settings' section of "Your Account" on the website.

What Choices Do I Have?

• As stated previously, you can always opt not to disclose information, but then you may be unable to use certain features on our website.

• You are able to add or update certain information on pages, such as those listed in the 'Information Dr Jermov Collects and How We Use It' section above. When you update information, however, we often maintain a copy of the unrevised information in our records.

• You may request deletion of your Dr Jermov account by sending an email to mfj@drjermov.com, support@armordevelopment.com. Please note that some information may remain in our records after deletion of your account.

• If you do not wish to receive e-mail or other mail from us, please update your profile under the 'Settings' section of "Your Account" on the website. Please note that if you do not want to receive legal notices from us, such as this Privacy Policy, those legal notices will still govern your use of the Dr Jermov website, and you are responsible for reviewing such legal notices for changes.

• As explained earlier, the 'help' portion of the toolbar on the majority of browsers will direct you on how to prevent your browser from accepting new cookies, how to command the browser to tell you when you receive a new cookie, or how to fully disable cookies. Please note, however, that if your browser does not accept cookies, you will not be able to take advantage of some of our attractive features.

Can Children Use Dr Jermov's Services?

You must be at least 13 years old to register with the Dr Jermov website. As a result, Dr Jermov does not specifically collect information about children.

Conditions of Use

If you decide to visit the Dr Jermov website, your visit and any possible dispute over privacy is subject to this Privacy Policy and our Terms of Use, including limitations on damages, arbitration of disputes, and application of Michigan state law.

Third Party Websites

Dr Jermov services may permit you to link to other websites on the Internet, and other websites may contain links to the Dr Jermov website. These other websites are not under Dr Jermov control. The privacy and security practices of websites linked to or from the Dr Jermov website are not covered by this Privacy Policy, and Dr Jermov is not responsible for the privacy or security practices or the content of such websites.

Changes to this Privacy Policy

Dr Jermov may amend this Privacy Policy from time to time, at its sole discretion. Use of information we collect now is subject to the Privacy Policy in effect at the time such information is used. If we make changes to the Privacy Policy, we will notify you by posting an announcement on the Dr Jermov website so you are always aware of what information we collect, how we use it, and under what circumstances if any, it is disclosed.

Questions or Concerns

If you have any questions or concerns regarding privacy at the Dr Jermov website, please send a detailed message to mfj@drjermov.com, support@armordevelopment.com. Your privacy is important to us and we will make every effort to resolve your concerns.

Effective Date of this Privacy Policy:

This Privacy Policy is effective as of January 1, 2013.